PA 3.07% vs TX 0%. TX saves $3,070/year income tax.

By Daniel, Founder of CountryTaxCalc

Daniel has spent 5+ years researching tax systems across 95+ countries and all US states to make tax comparison accessible to everyone. For corrections, contact us.

Last Updated: April 2026

The Big Picture

๐Ÿ”” Pennsylvania

3.07%

Flat Tax

3.07% flat

๐Ÿค  Texas

0%

No Income Tax

Zero income tax

Typical Annual Savings

At $100,000 income:

$3,070 income

That is TX saves $256/month back in your pocket!

Tax Savings by Income Level

IncomePA TaxTX TaxSavings10-Year
$50,000 $1,535$0TX saves $1,535$15,350
$100,000 $3,070$0TX saves $3,070$30,700
๐Ÿ’ก

Reader-supported. Learn more about our affiliate partnerships

Talk to a CPA

Taxhub

โ˜… 4.8 verified reviews  ยท  3,758 reviews

Moving PA to TX? Get a CPA for multi-state filing.

โš  Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.

Get Matched โ†’

Pennsylvania Pros and Cons

โœ… Pros

  • Philly/Pittsburgh healthcare
  • Affordable housing $234K
  • Four seasons
  • No hurricane risk

โŒ Cons

  • 3.07% income tax
  • Philly 3.79% local tax
  • Cold winters
  • Property 1.5%

Texas Pros and Cons

โœ… Pros

  • 0% income tax
  • Dallas/Houston/Austin jobs
  • No state/local income tax
  • Business-friendly

โŒ Cons

  • Property tax 1.60% (high)
  • Hot summers
  • No state services
  • Expensive property insurance

Frequently Asked Questions

Q: TX vs PA savings?

TX saves $3,070/year income tax but pays higher property tax

Related Comparisons

PA Calculator