MN 9.85% vs FL 0%. FL saves $7,275/year. Trade high services for savings.

By Daniel, Founder of CountryTaxCalc

Daniel has spent 5+ years researching tax systems across 95+ countries and all US states to make tax comparison accessible to everyone. For corrections, contact us.

Last Updated: April 2026

The Big Picture

❄️ Minnesota

5.35-9.85%

Progressive

9.85% top

🌞 Florida

0%

No Income Tax

Zero income tax

Typical Annual Savings

At $100,000 income:

$6,395 income

That is FL saves $533/month back in your pocket!

Tax Savings by Income Level

IncomeMN TaxFL TaxSavings10-Year
$50,000 $2,678$0FL saves $2,678$26,780
$100,000 $6,395$0FL saves $6,395$63,950
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Minnesota Pros and Cons

✅ Pros

  • #1 healthcare
  • #8 education
  • Twin Cities Fortune 500s
  • High quality services

❌ Cons

  • 9.85% top rate (3rd-highest)
  • Brutal winters
  • High taxes
  • Property tax 1.08%

Florida Pros and Cons

✅ Pros

  • 0% income tax
  • Lower property tax
  • Warm weather
  • No retirement tax

❌ Cons

  • Hurricane risk
  • Hot summers
  • Higher housing
  • Lower services

Frequently Asked Questions

Q: Worth it?

FL saves $7,275/year but MN has #1 healthcare

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