Compare taxes and see how much you save moving from Massachusetts to Texas
Texas has no state income tax (0%), while Massachusetts charges a 5% flat rate. Moving from MA to TX saves $5,000/year on $100k income. However, Texas has higher property taxes (1.74% vs MA's 1.15%) and higher sales tax (8.20% vs 6.25%). Overall, Texas offers significant tax savings for high earners and renters, while Massachusetts may be competitive for expensive homeowners. The Boston-to-Austin tech migration has accelerated post-2020.
Flat Rate
Flat 5% on all income
No Income Tax
Constitutional prohibition
At $100,000 income:
That is $417/month back in your pocket!
| Income | MA Tax | TX Tax | Savings | 10-Year |
|---|---|---|---|---|
| $50,000 | $2,500 | $0 | $2,500 | $25,000 |
| $100,000 | $5,000 | $0 | $5,000 | $50,000 |
| $200,000 | $10,000 | $0 | $10,000 | $100,000 |
| $500,000 | $25,000 | $0 | $25,000 | $250,000 |
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Moving from Massachusetts to Texas? Multi-state returns are tricky—partial-year residency, different deadlines, avoiding double taxation. Get matched with a CPA who specializes in state moves. Virtual meetings, fixed pricing.
⚠ Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.
Get Matched With a CPA →On $100,000 income, you save $5,000/year in state income tax (MA 5% vs TX 0%). Over 10 years: $50,000. On $200,000 income: $10,000/year ($100,000 over 10 years). However, Texas property taxes are higher (1.74% vs MA 1.15%), so homeowners with expensive properties ($1M+) may see reduced savings. Renters benefit most from the move.
Yes. Massachusetts: 1.15% effective rate. Texas: 1.74% (3rd highest in US). On a $600,000 home: MA pays $6,900/year, TX pays $10,440/year - a difference of $3,540/year. Texas relies on property tax to fund services since it has no income tax. However, total tax burden is still lower in TX for most income levels.
Massachusetts has near-universal healthcare via MassHealth (97.5% insured rate, highest in US). Texas has only 82.4% insured due to limited Medicaid expansion. MA also has lower healthcare costs and better access to top hospitals (Mass General, Brigham). This is a major quality-of-life difference, especially for families.
Very real. Post-2020 remote work enabled Boston tech workers to relocate to Austin while keeping high salaries. Oracle, Tesla, and Apple expanded in Austin. In 2023, 8,942 people moved MA → TX (vs 3,281 TX → MA), net gain of 5,661 for Texas. Primary drivers: lower taxes, lower housing costs, remote work opportunities.
Texas wins for retirees: no tax on Social Security, pensions, or retirement withdrawals saves thousands annually. A retiree with $80,000 in retirement income saves $4,000/year in TX. However, MA offers MassHealth for those who qualify, better healthcare access, and no brutal summer heat (TX reaches 100-105°F regularly). Choose based on healthcare needs vs tax savings.