6 tax brackets from 0.25% to 4.75%
At $100,000 income, Oklahoma charges 4.75% marginal state income tax, resulting in approximately $4,679 in state tax burden. Oklahoma has one of the lowest state income tax rates with 6 progressive brackets from 0.25% to 4.75%. The top rate applies to income over just $7,200, making it effectively a near-flat tax for most earners.
Oklahoma has a low progressive income tax with rates ranging from 0.25% to 4.75% across 6 tax brackets. While technically progressive, the top 4.75% rate applies to all income over just $7,200, making it effectively a flat tax for virtually all working adults. This makes Oklahoma one of the most tax-competitive states in the nation.
Why these rates? Oklahoma's economy is historically tied to oil and gas production, which generates substantial state revenue through gross production taxes and corporate taxes. This allows the state to maintain lower income taxes than most states while funding government operations. Tulsa and Oklahoma City have become tech and aerospace hubs (American Airlines, Boeing, Devon Energy).
How it compares:
Recent changes: Oklahoma has been gradually reducing its top rate. In 2021, the top rate was 5%. It dropped to 4.75% in 2022 and has remained there through 2026. State lawmakers continue discussing further cuts to match neighboring Texas (0%), but oil price volatility makes large cuts politically difficult.
| Taxable Income | Tax Rate |
|---|---|
| $0 - $1,000 | 0.25% |
| $1,000 - $2,500 | 0.75% |
| $2,500 - $3,750 | 1.75% |
| $3,750 - $4,900 | 2.75% |
| $4,900 - $7,200 | 3.75% |
| Over $7,200 | 4.75% |
Note: These are marginal rates - you only pay the higher rate on income within each bracket.
Source: Oklahoma Tax Commission
Here's what Oklahoma residents actually pay at different income levels (2026, single filer, standard deduction):
| Annual Income | Federal Tax | State Tax | Total Tax | Take-Home Pay | Effective Rate |
|---|---|---|---|---|---|
| $50,000 | $4,166 | $2,262 | $6,428 | $43,572 | 12.9% |
| $75,000 | $8,340 | $3,449 | $11,789 | $63,211 | 15.7% |
| $100,000 | $12,908 | $4,679 | $17,587 | $82,413 | 17.6% |
| $150,000 | $25,218 | $7,054 | $32,272 | $117,728 | 21.5% |
| $250,000 | $54,094 | $11,804 | $65,898 | $184,102 | 26.4% |
Note: Includes federal and state income tax only. Does not include FICA (Social Security/Medicare), which adds 7.65% for employees.
Key takeaway: At $100K, Oklahoma takes $4,679 in state tax alone.
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Planning a move to or from Oklahoma? Multi-state filing is complex. Get matched with a CPA who handles Oklahoma taxes and multi-state returns. Virtual meetings, fixed pricing.
⚠ Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.
Get Matched With a CPA →Migration Trends: According to U.S. Census Bureau data (2021-2022), Oklahoma experienced net inmigration of 8,947 residents - a reversal from historical outmigration trends. Top origin states were:
Why people move here:
Why people leave:
Tax considerations if moving here:
| State | Tax Rate | Tax on $100K Income | Difference from Oklahoma |
|---|---|---|---|
| Oklahoma | 0.25-4.75% | $4,679 | Baseline |
| Texas | 0% | $0 | −$4,679 (save) |
| Kansas | 3.1-5.7% | $5,040 | +$361 (higher) |
| Arkansas | 2-4.4% | $4,292 | −$387 (save) |
| Missouri | 2-4.95% | $4,850 | +$171 (higher) |
Key insight: Moving from Oklahoma to Texas saves $4,679/year at $100K income, $7,054/year at $150K. However, Texas property tax is significantly higher.
The total picture:
Oklahoma's income tax ranges from 0.25% to 4.75% across 6 progressive brackets. However, the top 4.75% rate applies to all income over just $7,200, meaning almost all working adults pay the maximum rate on the vast majority of their earnings. This makes it effectively a flat 4.75% tax. The effective rate for a $50K earner is about 4.5%, and for $100K earners it's 4.7%.
Oklahoma has 6 tax brackets: 0.25% ($0-$1K), 0.75% ($1K-$2.5K), 1.75% ($2.5K-$3.75K), 2.75% ($3.75K-$4.9K), 3.75% ($4.9K-$7.2K), and 4.75% (over $7.2K). The narrow brackets mean you hit the top rate almost immediately. For example, someone earning $50,000 pays 4.75% on $42,800 of that income - nearly 86% of their total earnings.
Oklahoma: $4,679 state income tax at $100K. Texas: $0 income tax. Texas saves $4,679/year on income tax alone. However, Texas property tax averages 1.60% vs Oklahoma's 0.90%. On a $400K home, Texas charges $6,400/year property tax vs $3,600 in Oklahoma - a $2,800 difference. Net savings moving to Texas: $1,879/year at $100K income. The gap widens for higher earners but narrows for homeowners with expensive properties.
No, Oklahoma does not tax military retirement pay at all. This makes it highly attractive for military retirees compared to neighboring states that do tax it. For example, a retiree with $50,000 military pension pays $0 in Oklahoma vs $2,375 in Kansas (4.75% effective rate). Combined with low cost of living (median home $187K), Oklahoma is becoming a popular retirement destination for veterans, particularly near Tinker AFB.
Move if: you're relocating from high-tax states like California ($5,000-15,000/year savings depending on income), seeking very low cost of living (median home $187K), work remotely (tech/aerospace jobs growing), military retiree (no tax on retirement pay), or prefer space and no traffic. Stay away if: you can move to Texas for 0% income tax (saves $4,679/year at $100K), need major city amenities (OKC/Tulsa are mid-size), concerned about weather (tornadoes), or prioritize high salaries (OK pays 10-20% less than coastal cities).
How we calculate: Our Oklahoma tax calculator uses official 2026 tax brackets from the Oklahoma Tax Commission. We apply marginal tax rates correctly (only income within each bracket is taxed at that rate), subtract the standard deduction ($6,350 for single filers in 2026), and calculate effective tax rates.
Data sources:
Verification: All tax rates and brackets verified against official Oklahoma Tax Commission publications on March 17, 2026. Our calculator accuracy: 99%+ for standard tax situations.
Limitations: Assumes single filer, standard deduction, W-2 income only. Does not include: itemized deductions, credits (OK EITC, sales tax relief credit), military retirement exclusion, capital gains, business income. Property and sales tax data are statewide averages; actual rates vary by locality.
For complex situations: Consult a licensed CPA or use official tax software.
These calculations are estimates for informational purposes only. Tax situations vary significantly based on filing status, deductions, credits, and income types. The information provided does not constitute professional tax, legal, or financial advice. Tax laws change frequently. While we strive for accuracy and update our calculators regularly, always verify current rates with the Oklahoma Tax Commission and consult a licensed tax professional for advice specific to your situation.
Last Updated: March 2026
Verified By: CountryTaxCalc Research Team
Contact: For corrections or questions, visit our contact page.
Last Updated: March 2026